01988 民生銀行
按盘价 
3.900 -0.010 (-0.256%) 盈利能力分析
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 资产回报率 (%) | 0.361% | 0.422% | 0.439% | 0.447% | 0.454% |
| 股东资金回报率 (%) | 5.008% | 5.864% | 6.056% | 6.249% | 6.397% |
基本指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 净利息收益率 (%) | 1.39% | 1.46% | 1.6% | 1.91% | 2.14% |
| 净息差 (%) | 1.28% | 1.37% | 1.51% | 1.81% | 2.12% |
| 资本充足比率 (%) | 12.89% | 13.14% | 13.14% | 13.64% | 13.04% |
| 第一级资本比率 (%) | 11% | 10.95% | 10.91% | 10.73% | 9.81% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | 82.95% | 66.63% | 50.21% | 46.11% | 49.72% |
经营表现指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 利息支出 / 利息收入比率 (%) | 60.695% | 61.654% | 59.130% | 54.705% | 52.817% |
| 其他经营收入 / 经营收入比率 (%) | 25.866% | 25.446% | 22.810% | 24.028% | 25.622% |
| 成本 / 收入比率 (%) | 39.886% | 38.436% | 37.784% | 30.915% | 27.768% |
贷款及存款指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 流动资金 / 客户存款比率 (%) | 13.609% | 15.915% | 15.048% | 16.013% | 17.927% |
| 呆坏帐准备 / 客户贷款比率 (%) | 2.059% | 2.190% | 2.341% | 2.550% | 2.489% |
| 贷存比率 (%) | 101.462% | 99.325% | 100.528% | 103.711% | 100.375% |
| 客户贷款 / 总资产比率 (%) | 56.251% | 56.338% | 56.135% | 57.066% | 54.420% |
| 备注： | 实时报价更新时间为16/05/2025 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 27,980,000 |
| 增长率 | -11.194% |
| 每股盈利/(亏损) | RMB 0.640 |
| 每股账面资产净值 (¥) | RMB 12.970 |