03968 招商銀行
按盘价 
49.100 +0.150 (+0.306%) 盈利能力分析
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 资产回报率 (%) | 1.241% | 1.352% | 1.387% | 1.340% | 1.234% |
| 股东资金回报率 (%) | 14.193% | 15.841% | 16.616% | 16.387% | 15.150% |
基本指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 净利息收益率 (%) | 1.98% | 2.15% | 2.4% | 2.48% | 2.49% |
| 净息差 (%) | 1.86% | 2.03% | 2.28% | 2.39% | 2.4% |
| 资本充足比率 (%) | 15.73% | 14.96% | 14.68% | 14.71% | 13.79% |
| 第一级资本比率 (%) | 14.63% | 13.82% | 13.25% | 13.19% | 12.16% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | -- | -- | -- | -- | -- |
经营表现指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 利息支出 / 利息收入比率 (%) | 43.550% | 42.848% | 38.244% | 37.650% | 39.813% |
| 其他经营收入 / 经营收入比率 (%) | 36.836% | 36.225% | 36.229% | 37.711% | 35.619% |
| 成本 / 收入比率 (%) | 35.173% | 35.945% | 35.668% | 35.702% | 35.774% |
贷款及存款指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 流动资金 / 客户存款比率 (%) | 13.085% | 13.000% | 12.620% | 13.187% | 15.337% |
| 呆坏帐准备 / 客户贷款比率 (%) | 3.861% | 4.104% | 4.218% | 4.399% | 4.654% |
| 贷存比率 (%) | 72.130% | 75.878% | 76.505% | 83.559% | 84.821% |
| 客户贷款 / 总资产比率 (%) | 54.580% | 56.696% | 57.276% | 57.686% | 57.458% |
| 备注： | 实时报价更新时间为16/05/2025 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 143,806,000 |
| 增长率 | 0.536% |
| 每股盈利/(亏损) | RMB 5.660 |
| 每股账面资产净值 (¥) | RMB 42.547 |