| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 104,547,000 | -8.276% | 222,855,000 | 251,086,000 | 267,126,000 | 262,937,000 |
| Interest Expense | (51,963,000) | -19.782% | (122,729,000) | (152,396,000) | (164,695,000) | (155,474,000) |
| Net Interest Income | 52,584,000 | 6.872% | 100,126,000 | 98,690,000 | 102,431,000 | 107,463,000 |
| Other Operating Income | 21,111,000 | -1.800% | 39,551,000 | 34,433,000 | 34,960,000 | 31,756,000 |
| Total Operating Income | 73,695,000 | 4.235% | 139,677,000 | 133,123,000 | 137,391,000 | 139,219,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 73,695,000 | 4.235% | 139,677,000 | 133,123,000 | 137,391,000 | 139,219,000 |
| Operating Expenses | (21,357,000) | -0.767% | (52,707,000) | (53,098,000) | (52,807,000) | (52,602,000) |
| Impairment Losses on Loans & Advances | (29,363,000) | 25.205% | (47,901,000) | (39,006,000) | (39,816,000) | (41,695,000) |
| Other Impairment Losses | (2,355,000) | -19.707% | (6,810,000) | (6,934,000) | (7,410,000) | (7,752,000) |
| Operating Profit / (Loss) | 20,620,000 | -9.538% | 32,259,000 | 34,085,000 | 37,358,000 | 37,170,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) before Taxation | 20,620,000 | -9.538% | 32,259,000 | 34,085,000 | 37,358,000 | 37,170,000 |
| Taxation | (1,367,000) | 3.718% | (1,677,000) | (1,363,000) | (1,372,000) | (1,393,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 284,000 | -- | (19,000) | (426,000) | (163,000) | (508,000) |
| Others | (2,190,000) | 46.000% | (3,112,000) | (4,316,000) | (4,316,000) | (4,106,000) |
| Profit / (Loss) Attributable to Shareholders | 17,347,000 | -12.741% | 27,451,000 | 27,980,000 | 31,507,000 | 31,163,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 4,971,000 | 19.466% | 8,615,000 | 8,710,000 | 8,314,000 | 7,805,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 40.000 | -11.111% | 63.000 | 64.000 | 72.000 | 71.000 |
| DPS (cts) | 11.800 | -- | 18.900 | 19.200 | 21.600 | 21.400 |
| Dividend Payout Ratio (%) | 29.500% | -- | 30.000% | 30.000% | 30.000% | 30.141% |
| Cash flow per share ($) | -- | -- | (3.597) | (5.291) | 1.683 | 3.798 |
| NBV per share ($) | 13.700 | -- | 13.353 | 12.970 | 12.553 | 11.990 |
| Remarks: | Real time quote last updated: 02/09/2026 10:31 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 17,347,000 |
| %Change | -12.741% |
| EPS / (LPS) | RMB 0.400 |
| NBV Per Share (¥) | RMB 13.700 |