2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
Interest Income | 213,961,000 | -6.173% | 451,712,000 | 459,861,000 | 418,067,000 | 377,646,000 |
Interest Expense | (128,714,000) | -10.493% | (281,880,000) | (295,738,000) | (248,185,000) | (215,953,000) |
Net Interest Income | 85,247,000 | 1.203% | 169,832,000 | 164,123,000 | 169,882,000 | 161,693,000 |
Other Operating Income | 48,009,000 | 0.000% | 89,923,000 | 93,535,000 | 87,172,000 | 107,778,000 |
Total Operating Income | 133,256,000 | 0.766% | 259,755,000 | 257,658,000 | 257,054,000 | 269,471,000 |
Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | -- | 0 | 0 | (17,054,000) |
Net Operating Income | 133,256,000 | 0.766% | 259,755,000 | 257,658,000 | 257,054,000 | 252,417,000 |
Operating Expenses | (53,243,000) | 3.618% | (102,587,000) | (100,346,000) | (96,923,000) | (90,044,000) |
Impairment Losses on Loans & Advances | (30,226,000) | -3.481% | (49,708,000) | (54,944,000) | (57,906,000) | (63,497,000) |
Other Impairment Losses | (3,119,000) | 43.600% | (4,499,000) | (3,026,000) | (4,402,000) | (5,194,000) |
Operating Profit / (Loss) | 46,668,000 | -1.484% | 102,961,000 | 99,342,000 | 97,823,000 | 93,682,000 |
Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
Share of Results of Asso. & JCEs | 242,000 | -21.173% | 514,000 | 356,000 | 292,000 | 277,000 |
Profit / (Loss) before Taxation | 46,910,000 | -1.611% | 103,475,000 | 99,698,000 | 98,115,000 | 93,959,000 |
Taxation | (455,000) | -75.445% | (9,246,000) | (6,446,000) | (6,160,000) | (5,020,000) |
Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
Non-controlling Interests | (439,000) | -18.401% | (643,000) | (524,000) | 147,000 | (1,358,000) |
Others | (1,685,000) | 0.000% | (5,632,000) | (5,641,000) | (5,651,000) | (3,858,000) |
Profit / (Loss) Attributable to Shareholders | 44,331,000 | 1.672% | 87,954,000 | 87,087,000 | 86,451,000 | 83,723,000 |
2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
Depreciation & Amortisation | 9,913,000 | 4.216% | 19,372,000 | 16,150,000 | 16,150,000 | 14,839,000 |
Directors' Emoluments | -- | -- | -- | -- | -- | -- |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
EPS (cts) | 59.000 | 5.357% | 116.000 | 115.000 | 114.000 | 110.000 |
DPS (cts) | 15.630 | -- | 37.900 | 37.500 | 37.300 | 35.500 |
Dividend Payout Ratio (%) | 26.492% | -- | 32.672% | 32.609% | 32.719% | 32.273% |
Cash flow per share ($) | -- | -- | (0.772) | 1.849 | 4.958 | (0.468) |
NBV per share ($) | 13.174 | -- | 13.660 | 12.903 | 12.033 | 11.241 |
Remarks: | Real time quote last updated: 12/09/2025 08:58 |
Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
Profit / (Loss) Attributable to Shareholders (K¥) | RMB 44,331,000 |
%Change | 1.672% |
EPS / (LPS) | RMB 0.590 |
NBV Per Share (¥) | RMB 13.174 |