| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 23,787,700 | 2.776% | 46,465,170 | 47,087,838 | 49,887,063 | 51,257,795 |
| Interest Expense | (10,259,113) | -10.016% | (22,204,520) | (24,593,354) | (26,393,954) | (25,853,557) |
| Net Interest Income | 13,528,587 | 15.195% | 24,260,650 | 22,494,484 | 23,493,109 | 25,404,238 |
| Other Operating Income | 2,333,608 | -21.236% | 4,319,922 | 5,702,150 | 4,441,396 | 3,533,830 |
| Total Operating Income | 15,862,195 | 7.856% | 28,580,572 | 28,196,634 | 27,934,505 | 28,938,068 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 15,862,195 | 7.856% | 28,580,572 | 28,196,634 | 27,934,505 | 28,938,068 |
| Operating Expenses | (3,995,342) | -2.162% | (9,424,852) | (9,393,644) | (9,820,014) | (9,540,499) |
| Impairment Losses on Loans & Advances | (2,076,783) | 23.748% | (5,085,447) | (5,525,338) | (4,225,863) | (7,719,107) |
| Other Impairment Losses | 79,767 | -- | (400,252) | (494,894) | (1,715,413) | (121,717) |
| Operating Profit / (Loss) | 9,869,837 | 11.643% | 13,670,021 | 12,782,758 | 12,173,215 | 11,556,745 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 19,572 | -32.617% | 39,366 | 34,605 | 22,658 | 0 |
| Profit / (Loss) before Taxation | 9,889,409 | 11.498% | 13,709,387 | 12,817,363 | 12,195,873 | 11,559,998 |
| Taxation | (1,546,406) | 51.211% | (1,289,382) | (1,028,284) | (1,070,721) | (1,082,154) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (175,149) | 18.207% | (291,584) | (276,332) | (222,797) | (202,270) |
| Others | (78,000) | 0.000% | (238,000) | (238,000) | (238,000) | (160,000) |
| Profit / (Loss) Attributable to Shareholders | 8,089,854 | 6.156% | 11,890,421 | 11,274,747 | 10,664,355 | 10,115,574 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 420,628 | -0.347% | 884,568 | 877,312 | 856,657 | 820,170 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 71.000 | 5.970% | 105.000 | 99.000 | 94.000 | 89.000 |
| DPS (cts) | -- | -- | 32.091 | 30.460 | 28.850 | 27.140 |
| Dividend Payout Ratio (%) | -- | -- | 30.563% | 30.768% | 30.691% | 30.494% |
| Cash flow per share ($) | -- | -- | 0.033 | 0.405 | 3.474 | 6.243 |
| NBV per share ($) | 12.362 | -- | 11.585 | 11.106 | 10.229 | 9.485 |
| Remarks: | Real time quote last updated: 01/09/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 8,089,854 |
| %Change | 6.156% |
| EPS / (LPS) | RMB 0.710 |
| NBV Per Share (¥) | RMB 12.362 |