| 2025/06 - Interim HKD(K$) | %Chg (Compare to Interim) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Interest Income | 5,343,273 | -14.566% | 12,245,899 | 11,599,555 | 7,007,942 | 5,176,672 |
| Interest Expense | (2,528,332) | -30.913% | (6,845,224) | (6,648,658) | (2,576,534) | (1,222,447) |
| Net Interest Income | 2,814,941 | 8.491% | 5,400,675 | 4,950,897 | 4,431,408 | 3,954,225 |
| Other Operating Income | 1,297,429 | 62.593% | 1,810,458 | 1,292,516 | 2,554,533 | 2,059,854 |
| Total Operating Income | 4,112,370 | 21.216% | 7,211,133 | 6,243,413 | 6,985,941 | 6,014,079 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | (337,802) |
| Net Operating Income | 4,112,370 | 21.216% | 7,211,133 | 6,243,413 | 6,985,941 | 5,676,277 |
| Operating Expenses | (1,781,701) | 9.802% | (3,443,379) | (3,249,965) | (3,103,672) | (3,205,522) |
| Impairment Losses on Loans & Advances | (706,412) | 28.311% | (1,776,627) | (798,335) | (784,312) | (394,119) |
| Other Impairment Losses | (22,739) | -- | (13,613) | 66,826 | (19,542) | 21,814 |
| Operating Profit / (Loss) | 1,601,518 | 30.620% | 1,977,514 | 2,261,939 | 3,078,415 | 2,098,450 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | (124,354) | (72,957) | (62,092) | (10,642) |
| Change in FV & Impairment on Others | 0 | -- | (15,715) | (552,000) | (1,683,000) | (726,000) |
| Profit / (Loss) on Disposal | (40) | -67.480% | (1,102) | 2,816 | (2,437) | (35,143) |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 458,658 | 2.408% | 710,556 | 715,971 | 686,570 | 731,014 |
| Profit / (Loss) before Taxation | 2,060,136 | 24.245% | 2,546,899 | 2,355,769 | 2,017,456 | 2,057,679 |
| Taxation | (249,297) | 32.653% | (345,718) | (286,883) | (380,746) | (322,927) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (404,655) | 13.092% | (528,062) | (476,791) | (412,332) | (426,348) |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 1,406,184 | 26.412% | 1,673,119 | 1,592,095 | 1,224,378 | 1,308,404 |
| 2025/06 - Interim HKD(K$) | %Chg (Compare to Interim) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Depreciation & Amortisation | 187,359 | -1.505% | 384,732 | 357,198 | 388,735 | 405,808 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 441.000 | 26.361% | 525.000 | 499.000 | 383.000 | 409.000 |
| DPS (cts) | 116.000 | -- | 210.000 | 200.000 | 114.000 | 106.000 |
| Dividend Payout Ratio (%) | 26.304% | -- | 40.000% | 40.080% | 29.765% | 25.917% |
| Cash flow per share ($) | -- | -- | -- | -- | 17.783 | (7.837) |
| NBV per share ($) | 113.557 | -- | 108.399 | 102.266 | 92.626 | 94.477 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | HKD 1,406,184 |
| %Change | 26.412% |
| EPS / (LPS) | HKD 4.410 |
| NBV Per Share ($) | HKD 113.557 |