| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 9,973,080 | -10.671% | 21,922,067 | 23,082,553 | 22,780,191 | 21,957,835 |
| Interest Expense | (5,736,569) | -11.217% | (12,747,780) | (12,510,244) | (11,846,916) | (11,424,500) |
| Net Interest Income | 4,236,511 | -9.921% | 9,174,287 | 10,572,309 | 10,933,275 | 10,533,335 |
| Other Operating Income | 1,264,422 | -25.406% | 3,137,641 | 2,687,853 | 2,302,682 | 2,462,979 |
| Total Operating Income | 5,500,933 | -14.023% | 12,311,928 | 13,260,162 | 13,235,957 | 12,996,314 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 5,500,933 | -14.023% | 12,311,928 | 13,260,162 | 13,235,957 | 12,996,314 |
| Operating Expenses | (1,902,275) | -7.588% | (4,752,665) | (4,820,138) | (4,747,924) | (4,597,330) |
| Impairment Losses on Loans & Advances | (772,031) | -14.158% | (3,833,622) | (3,452,868) | (1,970,019) | (1,990,554) |
| Other Impairment Losses | (97,763) | 5153.251% | 353,825 | 130,722 | (268,804) | (452,613) |
| Operating Profit / (Loss) | 2,728,864 | -20.638% | 4,079,466 | 5,117,878 | 6,249,210 | 5,955,817 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 26,179 | 38.140% | 24,444 | 51,858 | 34,852 | 33,834 |
| Profit / (Loss) before Taxation | 2,755,043 | -20.316% | 4,103,910 | 5,169,736 | 6,284,062 | 5,989,651 |
| Taxation | (127,137) | 61.528% | 756,649 | 176,080 | (201,537) | (286,731) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 976 | -- | (235,908) | (184,533) | (150,844) | (113,220) |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 2,628,882 | -17.067% | 4,624,651 | 5,161,283 | 5,931,681 | 5,589,700 |
| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 222,480 | 6.742% | 429,392 | 422,760 | 423,121 | 394,884 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 38.000 | -17.391% | 67.000 | 75.000 | 86.000 | 93.000 |
| DPS (cts) | 0.000 | -- | 25.000 | 26.500 | 29.000 | 29.000 |
| Dividend Payout Ratio (%) | -- | -- | 37.313% | 35.333% | 33.721% | 31.183% |
| Cash flow per share ($) | -- | -- | (2.009) | 2.297 | 4.243 | (2.658) |
| NBV per share ($) | 8.685 | -- | 8.645 | 7.933 | 7.422 | 6.878 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 2,628,882 |
| %Change | -17.067% |
| EPS / (LPS) | RMB 0.380 |
| NBV Per Share (¥) | RMB 8.685 |