2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
Interest Income | 145,122,000 | -7.526% | 309,791,000 | 317,692,000 | 313,609,000 | 306,165,000 |
Interest Expense | (73,921,000) | -12.338% | (163,112,000) | (174,153,000) | (162,962,000) | (158,269,000) |
Net Interest Income | 71,201,000 | -1.938% | 146,679,000 | 143,539,000 | 150,647,000 | 147,896,000 |
Other Operating Income | 34,225,000 | -5.015% | 66,544,000 | 62,031,000 | 60,462,000 | 56,658,000 |
Total Operating Income | 105,426,000 | -2.958% | 213,223,000 | 205,570,000 | 211,109,000 | 204,554,000 |
Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
Net Operating Income | 105,426,000 | -2.958% | 213,223,000 | 205,570,000 | 211,109,000 | 204,554,000 |
Operating Expenses | (29,628,000) | -4.296% | (71,938,000) | (69,214,000) | (66,838,000) | (62,224,000) |
Impairment Losses on Loans & Advances | (25,466,000) | -15.040% | (52,699,000) | (49,840,000) | (55,786,000) | (50,228,000) |
Other Impairment Losses | (4,120,000) | -7.186% | (8,414,000) | (12,364,000) | (15,618,000) | (26,820,000) |
Operating Profit / (Loss) | 46,212,000 | 6.802% | 80,172,000 | 74,152,000 | 72,867,000 | 65,282,000 |
Change in FV & Impairment on Inv. Prop. | (49,000) | 512.500% | (24,000) | (1,000) | (74,000) | 23,000 |
Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
Share of Results of Asso. & JCEs | 459,000 | -6.327% | 715,000 | 736,000 | 623,000 | 212,000 |
Profit / (Loss) before Taxation | 46,622,000 | 6.562% | 80,863,000 | 74,887,000 | 73,416,000 | 65,517,000 |
Taxation | (9,548,000) | 21.168% | (11,395,000) | (6,825,000) | (10,466,000) | (9,140,000) |
Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
Non-controlling Interests | (596,000) | 56.430% | (892,000) | (1,046,000) | (847,000) | (736,000) |
Others | (2,406,000) | 43.214% | (3,360,000) | (3,360,000) | (3,360,000) | (1,680,000) |
Profit / (Loss) Attributable to Shareholders | 34,072,000 | 0.775% | 65,216,000 | 63,656,000 | 58,743,000 | 53,961,000 |
2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
Depreciation & Amortisation | 3,730,000 | -14.371% | 8,311,000 | 8,124,000 | 7,399,000 | 6,705,000 |
Directors' Emoluments | -- | -- | -- | -- | -- | -- |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
EPS (cts) | 62.000 | -6.061% | 122.000 | 127.000 | 117.000 | 108.000 |
DPS (cts) | 18.800 | -- | 35.470 | 35.600 | 32.900 | 30.200 |
Dividend Payout Ratio (%) | 30.323% | -- | 29.074% | 28.031% | 28.120% | 27.963% |
Cash flow per share ($) | -- | -- | (3.456) | (0.019) | 3.986 | (1.541) |
NBV per share ($) | 13.376 | -- | 13.212 | 12.950 | 11.899 | 11.100 |
Remarks: | Real time quote last updated: 11/09/2025 17:59 |
Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
Profit / (Loss) Attributable to Shareholders (K¥) | RMB 34,072,000 |
%Change | 0.775% |
EPS / (LPS) | RMB 0.620 |
NBV Per Share (¥) | RMB 13.376 |