| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 673,603,000 | -6.581% | 1,427,948,000 | 1,405,039,000 | 1,278,674,000 | 1,162,218,000 |
| Interest Expense | (360,027,000) | -11.564% | (790,543,000) | (750,026,000) | (586,689,000) | (471,538,000) |
| Net Interest Income | 313,576,000 | -0.119% | 637,405,000 | 655,013,000 | 691,985,000 | 690,680,000 |
| Other Operating Income | 95,506,000 | 8.469% | 148,721,000 | 151,445,000 | 150,367,000 | 170,200,000 |
| Total Operating Income | 409,082,000 | 1.762% | 786,126,000 | 806,458,000 | 842,352,000 | 860,880,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 409,082,000 | 1.762% | 786,126,000 | 806,458,000 | 842,352,000 | 860,880,000 |
| Operating Expenses | (108,570,000) | 3.196% | (242,155,000) | (238,698,000) | (239,351,000) | (236,227,000) |
| Impairment Losses on Loans & Advances | (102,215,000) | 8.134% | (122,479,000) | (143,422,000) | (143,173,000) | (168,267,000) |
| Other Impairment Losses | (2,314,000) | -69.323% | (4,184,000) | (7,394,000) | (39,504,000) | (34,356,000) |
| Operating Profit / (Loss) | 195,983,000 | 0.648% | 417,308,000 | 416,944,000 | 420,324,000 | 422,030,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 3,025,000 | 22.868% | 4,519,000 | 5,022,000 | 4,396,000 | 2,869,000 |
| Profit / (Loss) before Taxation | 199,008,000 | 0.925% | 421,827,000 | 421,966,000 | 424,720,000 | 424,899,000 |
| Taxation | (30,205,000) | 16.676% | (54,881,000) | (56,850,000) | (62,610,000) | (74,683,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (700,000) | -15.561% | (1,083,000) | (1,123,000) | (978,000) | (1,878,000) |
| Others | (3,669,000) | 0.191% | (14,963,000) | (14,964,000) | (14,810,000) | (3,560,000) |
| Profit / (Loss) Attributable to Shareholders | 164,434,000 | -1.421% | 350,900,000 | 349,029,000 | 346,322,000 | 344,778,000 |
| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 16,592,000 | -1.927% | 34,710,000 | 34,774,000 | 34,013,000 | 31,319,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 46.000 | -2.128% | 98.000 | 98.000 | 97.000 | 95.000 |
| DPS (cts) | 14.140 | -- | 30.800 | 30.640 | 30.350 | 29.330 |
| Dividend Payout Ratio (%) | 30.739% | -- | 31.429% | 31.265% | 31.289% | 30.874% |
| Cash flow per share ($) | -- | -- | 1.625 | 3.976 | 3.941 | 1.013 |
| NBV per share ($) | 10.900 | -- | 10.606 | 9.925 | 9.193 | 8.524 |
| Remarks: | Real time quote last updated: 27/10/2025 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 164,434,000 |
| %Change | -1.421% |
| EPS / (LPS) | RMB 0.460 |
| NBV Per Share (¥) | RMB 10.900 |