| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Interest Income | 1,427,948,000 | 1.630% | 1,405,039,000 | 1,278,674,000 | 1,162,218,000 | 1,092,521,000 |
| Interest Expense | (790,543,000) | 5.402% | (750,026,000) | (586,689,000) | (471,538,000) | (445,756,000) |
| Net Interest Income | 637,405,000 | -2.688% | 655,013,000 | 691,985,000 | 690,680,000 | 646,765,000 |
| Other Operating Income | 148,721,000 | -1.799% | 151,445,000 | 150,367,000 | 170,200,000 | 153,310,000 |
| Total Operating Income | 786,126,000 | -2.521% | 806,458,000 | 842,352,000 | 860,880,000 | 800,075,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 786,126,000 | -2.521% | 806,458,000 | 842,352,000 | 860,880,000 | 800,075,000 |
| Operating Expenses | (242,155,000) | 1.448% | (238,698,000) | (239,351,000) | (236,227,000) | (206,585,000) |
| Impairment Losses on Loans & Advances | (122,479,000) | -14.602% | (143,422,000) | (143,173,000) | (168,267,000) | (171,830,000) |
| Other Impairment Losses | (4,184,000) | -43.414% | (7,394,000) | (39,504,000) | (34,356,000) | (30,838,000) |
| Operating Profit / (Loss) | 417,308,000 | 0.087% | 416,944,000 | 420,324,000 | 422,030,000 | 390,822,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 4,519,000 | -10.016% | 5,022,000 | 4,396,000 | 2,869,000 | 1,304,000 |
| Profit / (Loss) before Taxation | 421,827,000 | -0.033% | 421,966,000 | 424,720,000 | 424,899,000 | 392,126,000 |
| Taxation | (54,881,000) | -3.464% | (56,850,000) | (62,610,000) | (74,683,000) | (74,441,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (1,083,000) | -3.562% | (1,123,000) | (978,000) | (1,878,000) | (1,779,000) |
| Others | (14,963,000) | -0.007% | (14,964,000) | (14,810,000) | (3,560,000) | (3,560,000) |
| Profit / (Loss) Attributable to Shareholders | 350,900,000 | 0.536% | 349,029,000 | 346,322,000 | 344,778,000 | 312,346,000 |
| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Depreciation & Amortisation | 34,710,000 | -0.184% | 34,774,000 | 34,013,000 | 31,319,000 | 29,653,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| EPS (cts) | 98.000 | 0.000% | 98.000 | 97.000 | 95.000 | 86.000 |
| DPS (cts) | 30.800 | -- | 30.640 | 30.350 | 29.330 | 26.600 |
| Dividend Payout Ratio (%) | 31.429% | -- | 31.265% | 31.289% | 30.874% | 30.930% |
| Cash flow per share ($) | 1.625 | -- | 3.976 | 3.941 | 1.013 | 4.370 |
| NBV per share ($) | 10.606 | -- | 9.925 | 9.193 | 8.524 | 7.894 |
| Remarks: | Real time quote last updated: 27/10/2025 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 164,434,000 |
| %Change | -1.421% |
| EPS / (LPS) | RMB 0.460 |
| NBV Per Share (¥) | RMB 10.900 |