| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Interest Income | 30,985,203 | -0.728% | 31,212,336 | 30,385,697 | 30,371,879 | 30,553,932 |
| Interest Expense | (19,670,894) | -0.612% | (19,791,966) | (18,912,719) | (17,446,541) | (16,907,490) |
| Net Interest Income | 11,314,309 | -0.929% | 11,420,370 | 11,472,978 | 12,925,338 | 13,646,442 |
| Other Operating Income | 5,394,494 | 7.129% | 5,035,505 | 4,285,773 | 4,768,651 | 3,550,262 |
| Total Operating Income | 16,708,803 | 1.537% | 16,455,875 | 15,758,751 | 17,693,989 | 17,196,704 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 16,708,803 | 1.537% | 16,455,875 | 15,758,751 | 17,693,989 | 17,196,704 |
| Operating Expenses | (4,941,958) | 3.188% | (4,789,274) | (4,448,622) | (4,424,654) | (3,952,952) |
| Impairment Losses on Loans & Advances | (6,504,129) | -12.568% | (7,439,065) | (4,639,891) | (10,030,822) | (7,319,308) |
| Other Impairment Losses | (1,079,234) | 225.856% | (331,200) | (2,884,928) | 178,695 | (911,485) |
| Operating Profit / (Loss) | 4,183,482 | 7.370% | 3,896,336 | 3,785,310 | 3,417,208 | 5,012,959 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 19,437 | -18.280% | 23,785 | 24,249 | 24,535 | 22,125 |
| Profit / (Loss) before Taxation | 4,202,919 | 7.214% | 3,920,121 | 3,809,559 | 3,441,743 | 5,035,084 |
| Taxation | (373,904) | 144.021% | (153,226) | (246,490) | (227,436) | (691,671) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (27,385) | 291.438% | (6,996) | 1,896 | (18,281) | (35,828) |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 3,801,630 | 1.110% | 3,759,899 | 3,564,965 | 3,196,026 | 4,307,585 |
| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Depreciation & Amortisation | 688,514 | -12.438% | 786,317 | 813,022 | 794,039 | 676,088 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| EPS (cts) | 63.000 | 1.613% | 62.000 | 59.000 | 53.000 | 71.000 |
| DPS (cts) | 13.680 | -- | 12.000 | 0.000 | 0.000 | 0.000 |
| Dividend Payout Ratio (%) | 21.714% | -- | 19.355% | -- | -- | -- |
| Cash flow per share ($) | (1.816) | -- | 3.572 | 2.829 | (1.231) | 1.385 |
| NBV per share ($) | 11.292 | -- | 10.574 | 9.848 | 9.341 | 8.752 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 1,987,826 |
| %Change | 1.108% |
| EPS / (LPS) | RMB 0.330 |
| NBV Per Share (¥) | RMB 11.374 |