| 2024/12 - Final HKD(K$) | %Chg (Compare to Final) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | 2020/12 HKD(K$) | |
| Interest Income | 12,147,056 | 5.759% | 11,485,605 | 6,964,602 | 5,170,260 | 6,210,429 |
| Interest Expense | (6,858,939) | 2.830% | (6,670,170) | (2,581,542) | (1,225,984) | (2,514,627) |
| Net Interest Income | 5,288,117 | 9.816% | 4,815,435 | 4,383,060 | 3,944,276 | 3,695,802 |
| Other Operating Income | 1,646,806 | 49.621% | 1,100,649 | 2,443,210 | 1,439,916 | 1,553,008 |
| Total Operating Income | 6,934,923 | 17.222% | 5,916,084 | 6,826,270 | 5,384,192 | 5,248,810 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 6,934,923 | 17.222% | 5,916,084 | 6,826,270 | 5,384,192 | 5,248,810 |
| Operating Expenses | (3,340,050) | 5.401% | (3,168,897) | (3,016,010) | (3,021,199) | (2,832,936) |
| Impairment Losses on Loans & Advances | (1,776,627) | 122.542% | (798,335) | (784,312) | (394,119) | (603,479) |
| Other Impairment Losses | (14,734) | -- | 67,024 | (18,788) | 20,776 | (43,489) |
| Operating Profit / (Loss) | 1,803,512 | -10.535% | 2,015,876 | 3,007,160 | 1,989,650 | 1,768,906 |
| Change in FV & Impairment on Inv. Prop. | (101,882) | 147.967% | (41,087) | (38,311) | 4,636 | (84,240) |
| Change in FV & Impairment on Others | (15,715) | -97.153% | (552,000) | (1,683,000) | (726,000) | (629,239) |
| Profit / (Loss) on Disposal | (1,102) | -- | 2,818 | (2,437) | (33,621) | 10,421 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 710,556 | -0.756% | 715,971 | 686,570 | 731,014 | 743,560 |
| Profit / (Loss) before Taxation | 2,395,369 | 11.851% | 2,141,578 | 1,969,982 | 1,965,679 | 1,809,408 |
| Taxation | (335,022) | 19.110% | (281,272) | (361,182) | (308,123) | (316,398) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 0 | -- | 0 | 0 | 0 | 116 |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 2,060,347 | 10.753% | 1,860,306 | 1,608,800 | 1,657,556 | 1,493,126 |
| 2024/12 - Final HKD(K$) | %Chg (Compare to Final) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | 2020/12 HKD(K$) | |
| Depreciation & Amortisation | 376,221 | 7.795% | 349,014 | 380,169 | 394,526 | 380,751 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| EPS (cts) | 147.000 | 11.364% | 132.000 | 114.000 | 118.000 | 106.000 |
| DPS (cts) | 66.000 | -- | 60.000 | 39.000 | 34.000 | 30.000 |
| Dividend Payout Ratio (%) | 44.898% | -- | 45.455% | 34.211% | 28.814% | 28.302% |
| Cash flow per share ($) | -- | -- | -- | 3.529 | (1.468) | (2.117) |
| NBV per share ($) | 23.839 | -- | 23.175 | 21.280 | 21.279 | 20.232 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | HKD 1,578,850 |
| %Change | 13.092% |
| EPS / (LPS) | HKD 1.120 |
| NBV Per Share ($) | HKD 24.776 |