| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Interest Income | 66,334,148 | 2.064% | 64,992,450 | 60,962,226 | 57,113,918 | 51,309,959 |
| Interest Expense | (37,743,115) | 4.055% | (36,272,245) | (32,257,565) | (30,257,466) | (25,557,758) |
| Net Interest Income | 28,591,033 | -0.450% | 28,720,205 | 28,704,661 | 26,856,452 | 25,752,201 |
| Other Operating Income | 8,537,407 | 11.671% | 7,645,135 | 7,524,980 | 8,657,952 | 6,538,197 |
| Total Operating Income | 37,128,440 | 2.098% | 36,365,340 | 36,229,641 | 35,514,404 | 32,290,398 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 37,128,440 | 2.098% | 36,365,340 | 36,229,641 | 35,514,404 | 32,290,398 |
| Operating Expenses | (10,694,824) | 4.858% | (10,199,368) | (9,474,462) | (8,684,416) | (7,654,324) |
| Impairment Losses on Loans & Advances | (3,541,778) | -55.242% | (7,913,228) | (5,909,085) | (10,019,095) | (10,563,394) |
| Other Impairment Losses | (5,006,296) | 465.613% | (885,110) | (3,752,906) | (3,528,822) | (1,633,466) |
| Operating Profit / (Loss) | 17,885,542 | 2.982% | 17,367,634 | 17,093,188 | 13,282,071 | 12,439,214 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 103,300 | -64.290% | 289,272 | 221,953 | 255,246 | (356,518) |
| Profit / (Loss) before Taxation | 17,988,842 | 1.880% | 17,656,906 | 17,315,141 | 13,537,317 | 12,082,696 |
| Taxation | (2,071,874) | -22.296% | (2,666,356) | (3,632,072) | (1,752,120) | (2,161,316) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (502,576) | -9.823% | (557,323) | (285,469) | (324,814) | (351,660) |
| Others | (870,000) | 77.551% | (490,000) | (490,000) | (490,000) | (490,000) |
| Profit / (Loss) Attributable to Shareholders | 14,544,392 | 4.312% | 13,943,227 | 12,907,600 | 10,970,383 | 9,079,720 |
| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Depreciation & Amortisation | 1,080,594 | 0.111% | 1,079,396 | 1,035,880 | 999,313 | 842,314 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| EPS (cts) | 105.000 | 5.000% | 100.000 | 93.000 | 76.000 | 72.000 |
| DPS (cts) | 21.000 | -- | 14.600 | 12.900 | 8.900 | 0.000 |
| Dividend Payout Ratio (%) | 20.000% | -- | 14.600% | 13.871% | 11.711% | -- |
| Cash flow per share ($) | (1.847) | -- | 6.522 | 3.613 | 2.665 | 0.587 |
| NBV per share ($) | 9.896 | -- | 8.854 | 7.891 | 7.096 | 7.655 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 9,109,476 |
| %Change | 5.547% |
| EPS / (LPS) | RMB 0.660 |
| NBV Per Share (¥) | RMB 10.232 |