| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 177,014,000 | -5.842% | 374,271,000 | 375,610,000 | 353,380,000 | 327,056,000 |
| Interest Expense | (70,929,000) | -15.104% | (162,994,000) | (160,941,000) | (135,145,000) | (123,137,000) |
| Net Interest Income | 106,085,000 | 1.566% | 211,277,000 | 214,669,000 | 218,235,000 | 203,919,000 |
| Other Operating Income | 62,166,000 | -7.108% | 123,212,000 | 121,933,000 | 123,980,000 | 123,458,000 |
| Total Operating Income | 168,251,000 | -1.821% | 334,489,000 | 336,602,000 | 342,215,000 | 327,377,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 168,251,000 | -1.821% | 334,489,000 | 336,602,000 | 342,215,000 | 327,377,000 |
| Operating Expenses | (56,383,000) | 0.067% | (117,650,000) | (120,991,000) | (122,061,000) | (116,879,000) |
| Impairment Losses on Loans & Advances | (23,341,000) | -8.226% | (43,608,000) | (46,635,000) | (45,157,000) | (37,020,000) |
| Other Impairment Losses | (1,293,000) | -13.972% | 2,789,000 | 5,166,000 | (12,409,000) | (29,335,000) |
| Operating Profit / (Loss) | 87,234,000 | -0.973% | 176,020,000 | 174,142,000 | 162,588,000 | 144,143,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 1,672,000 | 7.871% | 2,632,000 | 2,476,000 | 2,525,000 | 4,030,000 |
| Profit / (Loss) before Taxation | 88,906,000 | -0.820% | 178,652,000 | 176,618,000 | 165,113,000 | 148,173,000 |
| Taxation | (13,501,000) | -5.336% | (29,093,000) | (28,612,000) | (25,819,000) | (27,339,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (475,000) | -25.314% | (1,168,000) | (1,404,000) | (1,282,000) | (912,000) |
| Others | (1,975,000) | 0.000% | (4,585,000) | (3,562,000) | (3,562,000) | (1,975,000) |
| Profit / (Loss) Attributable to Shareholders | 72,955,000 | 0.257% | 143,806,000 | 143,040,000 | 134,450,000 | 117,947,000 |
| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 8,140,000 | -0.061% | 16,486,000 | 16,383,000 | 15,623,000 | 14,505,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 289.000 | 0.000% | 566.000 | 563.000 | 526.000 | 461.000 |
| DPS (cts) | 0.000 | -- | 200.000 | 197.200 | 173.800 | 152.200 |
| Dividend Payout Ratio (%) | -- | -- | 35.336% | 35.027% | 33.042% | 33.015% |
| Cash flow per share ($) | -- | -- | 17.725 | 14.185 | 22.607 | 7.218 |
| NBV per share ($) | 43.190 | -- | 42.547 | 37.803 | 33.804 | 30.364 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 72,955,000 |
| %Change | 0.257% |
| EPS / (LPS) | RMB 2.890 |
| NBV Per Share (¥) | RMB 43.190 |