| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 10,404,066 | -5.046% | 21,843,056 | 22,178,615 | 22,467,060 | 21,158,420 |
| Interest Expense | (5,485,941) | -17.061% | (12,681,005) | (13,428,597) | (12,372,848) | (11,643,927) |
| Net Interest Income | 4,918,125 | 13.254% | 9,162,051 | 8,750,018 | 10,094,212 | 9,514,493 |
| Other Operating Income | 1,184,086 | -27.119% | 3,255,613 | 2,594,670 | 1,895,764 | 2,222,670 |
| Total Operating Income | 6,102,211 | 2.261% | 12,417,664 | 11,344,688 | 11,989,976 | 11,737,163 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 6,102,211 | 2.261% | 12,417,664 | 11,344,688 | 11,989,976 | 11,737,163 |
| Operating Expenses | (1,563,046) | -3.082% | (3,711,016) | (3,969,747) | (3,836,780) | (3,729,772) |
| Impairment Losses on Loans & Advances | (2,065,390) | 20.084% | (4,904,242) | (2,820,096) | (3,120,824) | (4,007,327) |
| Other Impairment Losses | (147,734) | -21.430% | 361,409 | (504,006) | (735,242) | 107,153 |
| Operating Profit / (Loss) | 2,326,041 | -4.925% | 4,163,815 | 4,050,839 | 4,297,130 | 4,107,217 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | (9,699) | 8.260% | (9,774) | (13,357) | 2,212 | 83,240 |
| Profit / (Loss) before Taxation | 2,316,342 | -4.973% | 4,154,041 | 4,037,482 | 4,299,342 | 4,190,457 |
| Taxation | (187,315) | -40.548% | (375,530) | (384,146) | (469,887) | (484,752) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 0 | -- | 0 | 0 | 0 | 0 |
| Others | (49,134) | 0.273% | (161,808) | (112,500) | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 2,079,893 | 0.309% | 3,616,703 | 3,540,836 | 3,829,455 | 3,705,705 |
| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 236,623 | 1.466% | 503,049 | 525,425 | 505,718 | 613,788 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 14.000 | 0.000% | 25.000 | 24.000 | 26.000 | 25.000 |
| DPS (cts) | 0.000 | -- | 5.000 | 5.000 | 6.000 | 6.000 |
| Dividend Payout Ratio (%) | -- | -- | 20.000% | 20.833% | 23.077% | 24.000% |
| Cash flow per share ($) | -- | -- | 0.691 | (0.353) | (0.293) | (0.045) |
| NBV per share ($) | 3.396 | -- | 3.346 | 3.079 | 2.843 | 2.673 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 2,079,893 |
| %Change | 0.309% |
| EPS / (LPS) | RMB 0.140 |
| NBV Per Share (¥) | RMB 3.396 |