| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Interest Income | 21,843,056 | -1.513% | 22,178,615 | 22,467,060 | 21,158,420 | 19,966,948 |
| Interest Expense | (12,681,005) | -5.567% | (13,428,597) | (12,372,848) | (11,643,927) | (9,845,563) |
| Net Interest Income | 9,162,051 | 4.709% | 8,750,018 | 10,094,212 | 9,514,493 | 10,121,385 |
| Other Operating Income | 3,255,613 | 25.473% | 2,594,670 | 1,895,764 | 2,222,670 | 1,126,227 |
| Total Operating Income | 12,417,664 | 9.458% | 11,344,688 | 11,989,976 | 11,737,163 | 11,247,612 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 12,417,664 | 9.458% | 11,344,688 | 11,989,976 | 11,737,163 | 11,247,612 |
| Operating Expenses | (3,711,016) | -6.518% | (3,969,747) | (3,836,780) | (3,729,772) | (3,555,743) |
| Impairment Losses on Loans & Advances | (4,904,242) | 73.903% | (2,820,096) | (3,120,824) | (4,007,327) | (2,108,034) |
| Other Impairment Losses | 361,409 | -- | (504,006) | (735,242) | 107,153 | (1,123,752) |
| Operating Profit / (Loss) | 4,163,815 | 2.789% | 4,050,839 | 4,297,130 | 4,107,217 | 4,460,083 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | (9,774) | -26.825% | (13,357) | 2,212 | 83,240 | (104,780) |
| Profit / (Loss) before Taxation | 4,154,041 | 2.887% | 4,037,482 | 4,299,342 | 4,190,457 | 4,355,303 |
| Taxation | (375,530) | -2.243% | (384,146) | (469,887) | (484,752) | (684,640) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 0 | -- | 0 | 0 | 0 | 0 |
| Others | (161,808) | 43.829% | (112,500) | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 3,616,703 | 2.143% | 3,540,836 | 3,829,455 | 3,705,705 | 3,670,663 |
| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Depreciation & Amortisation | 503,049 | -4.259% | 525,425 | 505,718 | 613,788 | 473,676 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| EPS (cts) | 25.000 | 4.167% | 24.000 | 26.000 | 25.000 | 25.000 |
| DPS (cts) | 5.000 | -- | 5.000 | 6.000 | 6.000 | 7.000 |
| Dividend Payout Ratio (%) | 20.000% | -- | 20.833% | 23.077% | 24.000% | 28.000% |
| Cash flow per share ($) | 0.691 | -- | (0.353) | (0.293) | (0.045) | 2.281 |
| NBV per share ($) | 3.346 | -- | 3.079 | 2.843 | 2.673 | 2.470 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 2,079,893 |
| %Change | 0.309% |
| EPS / (LPS) | RMB 0.140 |
| NBV Per Share (¥) | RMB 3.396 |