| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/06 RMB(K¥) | 2023/06 RMB(K¥) | 2022/06 RMB(K¥) | 2021/06 RMB(K¥) | |
| Interest Income | 107,596,000 | -9.974% | 119,516,000 | 125,016,000 | 118,396,000 | 113,085,000 |
| Interest Expense | (62,164,000) | -12.942% | (71,405,000) | (70,283,000) | (61,721,000) | (57,188,000) |
| Net Interest Income | 45,432,000 | -5.568% | 48,111,000 | 54,733,000 | 56,675,000 | 55,897,000 |
| Other Operating Income | 20,519,000 | -5.681% | 21,755,000 | 21,798,000 | 21,856,000 | 21,308,000 |
| Total Operating Income | 65,951,000 | -5.604% | 69,866,000 | 76,531,000 | 78,531,000 | 77,205,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 65,951,000 | -5.604% | 69,866,000 | 76,531,000 | 78,531,000 | 77,205,000 |
| Operating Expenses | (19,357,000) | -2.054% | (19,763,000) | (20,543,000) | (20,257,000) | (21,280,000) |
| Impairment Losses on Loans & Advances | (15,399,000) | -19.537% | (19,138,000) | (23,595,000) | (25,097,000) | (26,847,000) |
| Other Impairment Losses | (514,000) | -55.690% | (1,160,000) | (3,002,000) | (3,928,000) | (1,866,000) |
| Operating Profit / (Loss) | 30,681,000 | 2.939% | 29,805,000 | 29,391,000 | 29,249,000 | 27,212,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 10,000 | 22,000 | (32,000) | (7,000) |
| Profit / (Loss) before Taxation | 30,681,000 | 2.905% | 29,815,000 | 29,413,000 | 29,217,000 | 27,205,000 |
| Taxation | (5,940,000) | 14.121% | (5,205,000) | (5,194,000) | (5,771,000) | (4,682,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (119,000) | -3.252% | (123,000) | (147,000) | (147,000) | (78,000) |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 24,622,000 | 0.551% | 24,487,000 | 24,072,000 | 23,299,000 | 22,445,000 |
| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/06 RMB(K¥) | 2023/06 RMB(K¥) | 2022/06 RMB(K¥) | 2021/06 RMB(K¥) | |
| Depreciation & Amortisation | 3,536,000 | 4.092% | 3,397,000 | 3,264,000 | 3,108,000 | 2,843,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/06 | 2023/06 | 2022/06 | 2021/06 | |
| Auditor's Opinion Status | N/A | -- | N/A | N/A | N/A | N/A |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/06 | 2023/06 | 2022/06 | 2021/06 | |
| EPS (cts) | 38.000 | 2.703% | 37.000 | 38.000 | 38.000 | 37.000 |
| DPS (cts) | -- | -- | 10.400 | 0.000 | 0.000 | 0.000 |
| Dividend Payout Ratio (%) | -- | -- | 28.108% | -- | -- | -- |
| Cash flow per share ($) | -- | -- | -- | -- | -- | -- |
| NBV per share ($) | 9.385 | -- | 8.943 | 8.435 | 8.261 | 7.743 |
| Remarks: | Real time quote last updated: 30/10/2025 12:35 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 24,622,000 |
| %Change | 0.551% |
| EPS / (LPS) | RMB 0.380 |
| NBV Per Share (¥) | RMB 9.385 |