2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
Interest Income | 107,596,000 | -9.974% | 234,007,000 | 250,809,000 | 241,309,000 | 229,334,000 |
Interest Expense | (62,164,000) | -12.942% | (137,341,000) | (143,329,000) | (127,654,000) | (117,179,000) |
Net Interest Income | 45,432,000 | -5.568% | 96,666,000 | 107,480,000 | 113,655,000 | 112,155,000 |
Other Operating Income | 20,519,000 | -5.681% | 38,929,000 | 38,255,000 | 38,210,000 | 41,211,000 |
Total Operating Income | 65,951,000 | -5.604% | 135,595,000 | 145,735,000 | 151,865,000 | 153,366,000 |
Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
Net Operating Income | 65,951,000 | -5.604% | 135,595,000 | 145,735,000 | 151,865,000 | 153,366,000 |
Operating Expenses | (19,357,000) | -2.054% | (43,569,000) | (43,909,000) | (45,227,000) | (45,540,000) |
Impairment Losses on Loans & Advances | (15,399,000) | -19.537% | (37,816,000) | (45,155,000) | (47,668,000) | (50,646,000) |
Other Impairment Losses | (514,000) | -55.690% | (2,749,000) | (6,950,000) | (2,941,000) | (4,149,000) |
Operating Profit / (Loss) | 30,681,000 | 2.939% | 51,461,000 | 49,721,000 | 56,029,000 | 53,031,000 |
Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
Share of Results of Asso. & JCEs | 0 | -- | 13,000 | 36,000 | (63,000) | (90,000) |
Profit / (Loss) before Taxation | 30,681,000 | 2.905% | 51,474,000 | 49,757,000 | 55,966,000 | 52,941,000 |
Taxation | (5,940,000) | 14.121% | (9,563,000) | (8,681,000) | (10,926,000) | (9,302,000) |
Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
Non-controlling Interests | (119,000) | -3.252% | (215,000) | (284,000) | (233,000) | (232,000) |
Others | -- | -- | (4,811,000) | (4,811,000) | (4,811,000) | (4,800,000) |
Profit / (Loss) Attributable to Shareholders | 24,622,000 | 0.551% | 36,885,000 | 35,981,000 | 39,996,000 | 38,607,000 |
2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
Depreciation & Amortisation | 3,536,000 | 4.092% | 6,928,000 | 6,730,000 | 6,358,000 | 5,765,000 |
Directors' Emoluments | -- | -- | -- | -- | -- | -- |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
EPS (cts) | 38.000 | 2.703% | 62.000 | 62.000 | 74.000 | 71.000 |
DPS (cts) | -- | -- | 18.900 | 17.300 | 19.000 | 20.100 |
Dividend Payout Ratio (%) | -- | -- | 30.484% | 27.903% | 25.676% | 28.310% |
Cash flow per share ($) | -- | -- | (3.466) | (0.063) | (1.044) | (2.077) |
NBV per share ($) | 9.385 | -- | 9.270 | 8.672 | 8.582 | 8.112 |
Remarks: | Real time quote last updated: 11/09/2025 17:59 |
Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
Profit / (Loss) Attributable to Shareholders (K¥) | RMB 24,622,000 |
%Change | 0.551% |
EPS / (LPS) | RMB 0.380 |
NBV Per Share (¥) | RMB 9.385 |