| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Interest Income | 1,241,557,000 | -0.466% | 1,247,366,000 | 1,170,573,000 | 1,057,334,000 | 989,509,000 |
| Interest Expense | (651,675,000) | 3.419% | (630,133,000) | (526,904,000) | (451,914,000) | (413,600,000) |
| Net Interest Income | 589,882,000 | -4.431% | 617,233,000 | 643,669,000 | 605,420,000 | 575,909,000 |
| Other Operating Income | 138,688,000 | 8.028% | 128,382,000 | 113,841,000 | 159,286,000 | 138,315,000 |
| Total Operating Income | 728,570,000 | -2.286% | 745,615,000 | 757,510,000 | 764,706,000 | 714,224,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 728,570,000 | -2.286% | 745,615,000 | 757,510,000 | 764,706,000 | 714,224,000 |
| Operating Expenses | (223,779,000) | 1.647% | (220,152,000) | (219,991,000) | (219,182,000) | (188,574,000) |
| Impairment Losses on Loans & Advances | (118,938,000) | -17.794% | (144,682,000) | (139,741,000) | (167,949,000) | (193,491,000) |
| Other Impairment Losses | (2,060,000) | -- | 7,445,000 | (15,273,000) | (766,000) | 3,562,000 |
| Operating Profit / (Loss) | 383,793,000 | -1.142% | 388,226,000 | 382,505,000 | 376,809,000 | 335,721,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 584,000 | -49.262% | 1,151,000 | 1,194,000 | 1,603,000 | 895,000 |
| Profit / (Loss) before Taxation | 384,377,000 | -1.284% | 389,377,000 | 383,699,000 | 378,412,000 | 336,616,000 |
| Taxation | (48,095,000) | -15.500% | (56,917,000) | (58,836,000) | (74,484,000) | (63,037,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (705,000) | -- | 193,000 | (136,000) | (1,415,000) | (2,529,000) |
| Others | (7,108,000) | 39.100% | (5,110,000) | (4,538,000) | (4,538,000) | -- |
| Profit / (Loss) Attributable to Shareholders | 328,469,000 | 0.283% | 327,543,000 | 320,189,000 | 297,975,000 | 271,050,000 |
| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Depreciation & Amortisation | 30,230,000 | 3.951% | 29,081,000 | 28,482,000 | 27,295,000 | 26,182,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| EPS (cts) | 131.000 | 0.000% | 131.000 | 128.000 | 119.000 | 106.000 |
| DPS (cts) | 40.300 | -- | 40.000 | 38.900 | 36.400 | 32.600 |
| Dividend Payout Ratio (%) | 30.763% | -- | 30.534% | 30.391% | 30.588% | 30.755% |
| Cash flow per share ($) | 1.352 | -- | 2.571 | 3.914 | 1.747 | 2.323 |
| NBV per share ($) | 12.888 | -- | 12.040 | 11.101 | 10.193 | 9.299 |
| Remarks: | Real time quote last updated: 28/10/2025 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 162,076,000 |
| %Change | -1.369% |
| EPS / (LPS) | RMB 0.650 |
| NBV Per Share (¥) | RMB 13.086 |